Akuntansi Perpajakan

Nama : Ni Made Dewanti Cahyani
NPM : 2111031008
In my opinion, green financing has very good benefits because it can support sustainable development while reducing negative impacts on the environment. So, green financing can increase economic growth and can also reduce negative impacts on the environment. However, until now, there is still a lack of knowledge about green financing, such as investing in climate change mitigation. So, implementing green financing in sustainable development and can also improve environmental quality.

Muhammad Iqbal
2151031006
Green financing is an increasingly important aspect of sustainable development. It involves financial investments flowing into projects that are environmentally sustainable and is closely related to policies that promote sustainable economic development. In Indonesia, there is a growing need for green financing, as evidenced by the support from financial institutions and the government. However, there are still challenges and opportunities for improvement in the implementation of green financing, including the need for greater socialization and support, as well as the need to align financial systems with the environmental dimension of the Sustainable Development Goals

Nama : Siska Amelia
NPM : 2111031028

In my opinion, Green Financing also is essential because the green financing contributes to climate change prevention. So it can protect the environment and encourage sustainability. Green financing allowes its adverse effects on global warming, both physical and monetary. The green financing is not only financial investments, but also investments in transforming towards more sustainable business models.

Nama : Ricardo Herendra
NPM : 2151031008

Green financing is a crucial step towards building a sustainable future. It not only supports environmentally friendly initiatives but also encourages responsible corporate practices. Investing in green financing is not just a financial decision; it's a commitment to preserving our planet for future generations.But, Some critics question the effectiveness of green financing, suggesting that it might be more of a trend than a lasting solution to environmental issues.

Nama : Clarin Nayla Zhafira
NPM : 2111031014 

Green financing provides an opportunity for companies and projects to access funds and investments specifically dedicated to conducting sustainable business practices. This could be a positive step in encouraging businesses and projects to move towards more environmentally friendly operations.
Green financing needs close monitoring to ensure that the funds allocated are genuinely directed towards sustainable projects.
It is also essential to involve the wider community in the planning and implementation processes of these policies, fostering greater understanding and support for environmental conservation efforts.

Nama : Anzeli Hayatun Nuffus Npm : 2111031032 Akuntansi Perpajakan Genap


Opinion 1
Green financing is an important step towards a sustainable future. This allows investment in the environmental sectorenvironmentally friendly projects, encouraging innovation, and tackling climate change. These financial approaches are in lineeconomic growth with ecological preservation, attracting investors, and encouraging responsibilitypractice. By incentivizing green initiatives, it accelerates the transition to a greener economyimportant for global sustainability.

Nama : Muhammad Abib Nur Alim
NPM : 2111031066

In my opinion, green financing plays a pivotal role in fostering sustainability by channeling funds into environmentally responsible projects. This financial approach is indispensable for addressing climate change and promoting eco-friendly initiatives. Its impact extends beyond profit, contributing to a healthier planet. As awareness grows, embracing green financing is crucial for a sustainable future. Leveraging financial resources for environmentally conscious endeavors is not just a choice, it's an imperative commitment to safeguarding our planet for generations to come. but in reality, this is still minimally implemented and requires more attention from economic actors.

Nama : Hepy Wijayanti
NPM : 2111031064

In my opinion, Environmentally friendly financing bridges economic growth with environmental care. The Bintang Podcast on Environmentally Friendly Financing in Lampung Province commendably aligns sustainability with societal welfare, spotlighting collaborative strides like green bonds. Despite hurdles like high initial costs, the podcast champions cohesive policies and public engagement, emphasizing a collective move toward sustainability. Its focus on innovative initiatives signals progress, yet raising awareness remains pivotal for a holistic shift toward a greener future.

Nama : Devani Anas Tasya
NPM : 2111031098

In my opinion, Green Financing, which is a financial product and service that uses consideration of environmental factors in making credit decisions, has an important role in stimulating the birth of a responsible investment environment and encouraging the creation of environmentally friendly technology for industrial and business projects. The need for comprehensive support from the financial services industry for sustainable growth resulting from harmony between economic, social and environmental interests is the reason for implementing green financing.

Name : Muhammad Alghifari Amchu
NPM : 2111031026

In my opinion, Green financing plays a pivotal role in addressing environmental concerns by channeling funds into sustainable projects. It's a commendable initiative fostering eco-friendly practices across industries. By incentivizing investment in renewable energy, efficient technologies, and conservation efforts, green financing supports a shift toward a more sustainable future. Its success hinges on clear guidelines, transparency, and global collaboration to ensure impactful allocation of funds and measurable environmental benefits. Overall, it's a crucial step towards mitigating climate change and fostering a greener economy.

Nama: Muhamad Dimas Pangestu
NPM: 2111031094

In my perspective, the utilization of green finance functions as a crucial force in promoting sustainability principles by channeling financial resources into projects prioritizing the environment. This specialized approach to financing is vital in addressing the urgent issue of climate change and driving initiatives that align with nature. The impact of such financial strategies transcends mere profitability, actively contributing to the well-being of our planet. As awareness of these issues continues to grow, the adoption of sustainable financing becomes a necessity for the creation of a sustainable future. Mobilizing financial assets towards environmentally conscious endeavors is not just an option but a significant commitment to safeguarding our planet for future generations. However, it is disheartening that, in reality, the implementation of these approaches remains limited and demands greater attention from economic entities.

Nama: Khothibul Umam Hassan
NPM: 2111031100

Opinion on Green Financing
In my opinion, green financing is the right thing to do in order to decrease the greenhouse effect that has increased recently. It’s because a green program wouldn’t exist without money and cash flow, so in order to increase the quality of our earth, we need the cash flow to drive the green program. Green financing wouldn’t go with just the government acting; it needs all kinds of people, like students, the public, and labor. In reality, not all kinds of people have a lot of money to invest in green programs, so people who don't have a lot of money can use their money not only to invest but also to buy eco-products, bring a tumbler, not buy non-eco-products, and many more.

Nama : Griselda Ladyonna Maharany
NPM : 2111031096

Green financing is a new system with many benefits in the current era. Recently, environmental damage is something that needs more attention. Green financing brings a new breath, which presents promising solutions to these environmental problems. Green financing focuses on financing for the development of a project that is more environmentally friendly. Through reduction, control, and initial prevention, green financing expected to address the issue of environmental damage, which continues to threaten the earth.

Nama : Andri Satria
Npm : 2111031058
In my opinion, green financing is a response from the regulator because there is excessive exploration outside the limits due to economic activity, which makes the environment worry. Green financing is the right answer to overcome, or at least reduce, the damage that occurs to the environment. Because green financing, especially environmental issues brought up by the financial services authority, requires companies to carry out activities that can bring positive changes to the surrounding environment and also the social environment.

Nama : Bella Anggriani
NPM : 2111031024
In my opinion, green financing is a beacon of hope, channeling funds into eco-friendly projects, mitigating climate impact, and fostering innovation in clean energy and conservation. It promises sustainable growth and job creation while addressing environmental challenges. However, ensuring transparency is crucial to prevent greenwashing and guarantee the genuine impact of these investments on positive environmental outcomes. Ultimately, it stands as a pivotal tool in steering our global economy towards a more sustainable and eco-conscious future.

Nama : Daffa Andra Setiawan
NPM : 2151031010
Green financing is a type of financing that aims to increase the level of financial flows from the public, private, and not-for-profit sectors to sustainable development priorities. It involves better management of environmental and social risks, taking up opportunities that bring both a decent rate of return and environmental benefit, and delivering greater accountability. Green financing can be promoted through changes in countries’ regulatory frameworks, harmonizing public financial incentives, increases in green financing from different sectors, alignment of public sector financing decision-making with the environmental dimension of the Sustainable Development Goals, increases in investment in clean and green technologies, financing for sustainable natural resource-based green economies and climate smart blue economy, and increasing the use of green bonds. Green financing is important in the fight against climate change by supporting reductions in climate change risk and mitigating the impact of adverse climate events.

Nama: Syafa Alana Diningtias
NPM: 2111031070

In my opinion, Green Financing is a financing scheme that aims to finance environmentally friendly projects that reduce greenhouse gas emissions. As a student, I believe that Green Financing is an effective solution to combat climate change and protect the environment. Here are some reasons why I support Green Financing:
1. Reducing greenhouse gas emissions: Green Financing only finances projects that reduce greenhouse gas emissions, thus reducing the impact on the environment.
2. Enhancing competitiveness: Projects that receive Green Financing often have access to cheaper and more sustainable energy sources, thereby increasing their competitiveness.
3. Job creation: Green Financing can create new jobs in sustainable sectors, such as renewable energy, conservation, and sustainable transportation.
4. Addressing crises: By directing funds to projects that combat climate change, Green Financing can help address looming crises that pose a threat to all society.
Moreover, I believe that governments and business actors should pay more attention to the role of Green Financing in their policies. By allocating more funds to Green Financing projects, we can create a more sustainable and prosperous future for future generations.

Thank you.

Nama: Celvin Yusra
NPM: 2111031068

In my opinion, the implementation of green finance should have been prioritized for a long time, because the implementation of green financing, green tax, and so on will create prices in the market that also support environmental aspects. For example, the application of environmental compensation costs such as reforestation. In this way, the problems of market failure and environmental pollution can be resolved.

Nama : Arvela Fadila Putri
NPM : 2111031030
Green financing is a good attempt to increase the contribution to the environment, where we know there are a lot of environmental issues at the moment. Green financing requires companies to be environmentally responsible, one of which is by producing low-carbon products with environmental and social aspects. With green financing, companies will be pushed to make green efforts to gain incentives. Besides, this funding also encourages changes in company behavior to become more environmentally aware. In Indonesia, the application of green financing is still in the trial phase. When this trial succeeds and continues in all existing institutions, I am confident that the environmental issues that exist will begin to be solved.

Nama: Jihan Fatin Fadillah Lotte
NPM: 2111031072

Green financing requires close monitoring to ensure that the funds allocated are truly intended for sustainable projects. Green financing is the regulator's response because there is excessive exploration outside the limits due to economic activity which makes the environment worried.
Green financing helps address economic inequality by providing resources for sustainable projects, such as clean-up projects, renewable power development, and environmentally friendly infrastructure.

Nama: Silviandita Arivia
NPM: 2151031014
Kelas: Akuntansi Perpajakan Akt. Genap

The transition to renewable energy has become crucial and is now under consideration. Consequently, a comprehensive transformation is needed across all sectors, including the financial sector. Green financing aims to ensure that financing in business sectors is directed toward environmentally friendly projects and initiatives, contributing to the sustainability of the planet. By channeling funds into projects that focus on energy efficiency, renewable energy, and sustainable practices, green financing helps conserve natural resources and reduce environmental degradation. It encourages innovation in product development, manufacturing processes, and overall business operations. Accountants can contribute by assessing the financial viability of innovative projects and ensuring they align with the organization's strategic objectives. Nowadays, consumers and investors increasingly prefer companies with strong environmental, social, and governance practices. As I see it, by incorporating green financing into their strategies, companies can enhance their reputation, which can positively impact their brand value and market position.

Green finance is a concept in financial management aimed at creating and distributing financial products and services to stimulate environmentally friendly investments. The primary focus of Green Financing is financing or capitalization for development and projects that are more environmentally friendly, such as sustainable tourism, biodiversity, natural resource management, pollution prevention and control, and environmentally friendly transportation. In my opinion, the concept of Green Financing is crucial because it has the potential to drive innovation, shape industries, and make a significant contribution to a greener future. However, to ensure its effectiveness, transparency and strict criteria are needed to determine what qualifies as 'green'.

Nama : Suci Maharani
NPM : 2111031044

Green financing has become a crucial issue, focusing on funding environmentally friendly projects that have positive impacts on the environment, social aspects, and governance. Its implementation should be integrated into business activities and reflected in financial reports. Financial reports and sustainability reports should have equal importance. To support this, there is a need for collective awareness from the community, businesses, and the government to manage environmentally friendly products and services.

Nama : Nur Huliyah
Npm : 2151031016
general definition: the use or procurement of funding sources for activities that are
environmentally friendly. Green financing, or green economy, has three aspects
(prosperity, planet, and people). in POJK 51 of 2017: activities Funding activities are
business activities that try to harmonize economic, social, and environmental interests.
Well, here, 3P becomes a measure that needs to be understood so that we will enter into
green financing.
Green financing has been regulated by OJK. There are two underpinnings.
1) Financing Report: All financial service institutions make a sustainable finance report,
a plan to ensure business management pays attention to the harmony of the three
aspects. not only paying attention to the economy but also paying attention to the
three aspects. social, environmental, and governance aspects.
2) Products and services: bond or debt effect as a source of private and government
funding aimed at business activities that meet the three aspects. If Lampung is still in
the trial period, a good report will become a database related to green financing.
In this podcast, Mr. Bambang mentioned that he would provide intensive
requirements such as low carbon, paying attention to the environment, and paying
attention to social aspects. As for us, we provide incentives in the form of ATMR
allowances, which are related to credit. but this policy is still being monitored in
relation to banking developments. In general, the sources of bond funds are.

Nama : Fania Anjani Suharjo
NPM : 2111031084

in my opinion, The Bintang Podcast on Environmentally Friendly Financing in Lampung Province explores the concept, importance, challenges, and successes. Featuring insights from Mr. Bambang Hermanto and Mr. Ganjar Parinan, it discusses eco-conscious initiatives like green bonds, paperless operations, waste processing, and supporting eco-friendly vehicles by BRI. Collaboration among government, businesses, financial institutions, communities, and media is emphasized. Increasing public awareness and incentivizing environmentally friendly practices are crucial for a sustainable economic transition. Despite challenges, the podcast promotes holistic green financing, urging individuals and institutions to contribute to a more sustainable future through responsible financial decisions.

Nama : Zafira Firjuan Laiga
NPM : 2111031022
Kelas : Akuntansi Perpajakan Genap

In my opinion, green financing is a concept dedicated to sustainable initiatives such as the development of renewable energy, energy conservation, and waste management. Its role is crucial in supporting the transition to a sustainable economy. The implementation of green financing can encourage economic actors to shift towards environmentally friendly technologies and improve the efficiency of natural resource usage. However, green financing also faces several challenges, such as the limited availability of green projects, higher project costs, and investment risks that can be obstacles for economic players. With good collaboration, green financing can become an effective instrument to support the transition to a sustainable economy.

Nama : Pyara Tri Amanda
NPM : 2111031060
In my opinion, green bonds support entities in fulfilling their environmental and social responsibilities (CSR). Examples of CSR implementation from tree planting, development of e-banking systems that reduce paper consumption and transition from fossil carbon emissions. Green financing emerges as a positive force influencing entities to actively address environmental issues. By facilitating the implementation of environmentally friendly projects. this policy contributes significantly to the broader goal of fostering a sustainable.

Nama: Gina Diah Ayu

NPM: 2111031016

Green financing is an important innovation in the world of finance to encourage investment in environmentally friendly projects. Through green financing, not only is it talking about financial losses but also about environmental responsibility that focuses on renewability and energy efficiency. In an era where sustainability is at the center of global concern, green finance opens up new opportunities for sustainable and environmentally responsible economic growth.

Nama : Feni Heriza
NPM : 2111031040

In my opinion, Green Financing is one step to support sustainable development in Indonesia and help overcome market failures. By implementing Green Financing, Green Tax, etc. well, it will create prices on the market that also support environmental aspects. The aim of Green Financing itself is to encourage the public sector to create an enabling environment, promote public-private partnerships in payment mechanisms, and develop community business capacity in microcredit. The main role of Green Financing in the banking sector includes greening the banking system, greening the bond market, and greening institutional investors.

Nama : Nur Aisah
NPM : 2111031086

In my opinion, supporting Green Financing is a vital stride towards sustainable advancement. Directing investments into environmentally conscious projects creates a positive impact on our planet. This tactic aligns financial aims with ecological responsibility, seeking a balance between economic growth and environmental preservation. In the midst of climate change challenges, embracing Green Financing not only ensures a resilient future but also sets a standard for ethical financial practices globally.

Nama: Raihan Ramadhanito
NPM: 2151031002

In my opinion Green financing is a form of financing that aims to enhance the level of financial flows from various sectors, including public, private, and not-for-profit, to support sustainable development priorities. This approach involves effective management of environmental and social risks, seizing opportunities that offer both decent returns and environmental benefits, and fostering greater accountability. Green financing can be advanced through:
Modifications to regulatory frameworks in countries
Harmonization of public financial incentives
Increases in green financing from diverse sectors
Aligning public sector financing decisions with the environmental aspect of the Sustainable Development Goals
Boosting investments in clean and green technologies
Financing for sustainable natural resource-based green economies and climate-smart blue economies
Enhancing the use of green bonds

Green financing plays a crucial role in combating climate change by:
Reducing climate change risks
Lessening the impact of unfavorable climate events

In my opinion ,Green financing refers to the practice of providing financial support to projects and activities that have positive environmental impacts. This approach aims to promote sustainable development by directing capital toward environmentally friendly initiatives. Green financing contributes to environmental sustainability. By channeling funds into projects that reduce carbon emissions, promote clean energy, or enhance resource efficiency, green financing helps address pressing environmental challenges. As the world grapples with climate change and other environmental issues, green financing is likely to continue gaining importance as a tool for promoting positive change.

Nama : Putri Handayani
NPM : 2111031018
In my opinion, green financing, as a type of environmentally friendly financing, is very helpful in promoting environmentally friendly growth. It not only provides money for projects that focus on improving resource efficiency and reducing carbon emissions, but also attracts the attention of the financial sector to make investments that support green goals. This is achieved through the use of financial instruments such as sustainable loans and green bonds.

In general, green finance can be defined as a procurement and use of funds for activities that aimed at protecting the environment and providing fair profits for investors or lenders. Green finance includes all investments in environmental goods and services and investments in activities that reduce environmental and climate damage. Apart from that, in public policy grene finance involves financing public policies that encourage the implementation of environmental protection projects or initiatives or environmental damage mitigation projects. Green finance also promotes long-term smart cities and economic growth. Investments in green green projects will reduce long-term and shor-term carbon emmision levels. Green finance will especially appeal to institutional shareholders.

Nama : Nailah Shafira
NPM : 2151031024
The concept of green financing is to increase level of financial flows (from banking, micro-credit, insurance and investment) from the public, private and not-for-profit sectors to sustainable development priorities. In my opinion, green financing delivers economic and environmental advantages to everybody. It broadens access to environmentally-friendly goods and services for individuals and enterprises, equalizing the transition to a low-carbon society, resulting in more socially inclusive growth.

Nama: Ecin Saptia
NPM: 2111031054

In my opinion, green financing is a good step that is a breakthrough in supporting sustainable development and a healthy environment. The existence of green financing in the financial sector includes various financial products and services such as financing for renewable energy projects, environmentally friendly transportation, green buildings, and other initiatives that contribute to environmental protection and reduction of carbon emissions. These financial products and services can help increase investment in the green sector, increase demand for skilled labor, and increase demand for green products and services so that it can help create decent jobs. Thus, green financing encourages the use of funds for activities that aim to protect the environment, create decent jobs, and provide a fair return for investors or lenders.

Name: Putri Adelia
Student ID: 2111031050

Rapid economic growth frequently leads to excessive industrialization, generating harmful carbon monoxide emissions that contribute significantly to global warming. Green financing, in my opinion, is crucial in addressing this global warming because it can motivate companies or organizations to build low-carbon projects and engage in activities that promote environmental sustainability. It acts as a moral responsibility as well as a strategy to entice investors who may be shifting their investments away from fossil fuel activities and toward environmentally sustainable projects.

Nama : Aya Sakinah Azzahra
NPM : 2111031092
Green finance is very related and as important as the carbon tax that was discussed at this forum. Green financing is the process of raising funds or providing financial support for projects, businesses, or initiatives that have positive environmental impacts or promote sustainability. As we know, climate change such as extreme weather is one of the biggest disasters in the world nowadays. So, green finance is indispensable to companies in the world to minimize the damage to nature. Green finance can provide economic and environmental benefits, and expand access to eco-friendly goods and services, so, it encourages more inclusive social growth.

Nama : Salsabila Murtaja Harits
NPM : 2111031106

Green financing, also known as sustainable finance, is a topic of growing importance in the global economy. It involves the investment of funds into environmentally sustainable projects and initiatives. Green financing aligns economic, social and environmental interests. Green Finance has the role of protecting and maximising the benefit of the 3Ps (People, Planet, and Profit). Green financing has several benefits, such as producing a comparative advantage in response to climate change and other environmental challenges and reducing environmental pollution and serving as an instrument for environmental sustainability.

Green financing remains an essential tool for promoting sustainable development and mitigating climate change.

Nama: Grecia Hotroha
NPM: 2111031062
In my opinion, green financing is needed as a tool to minimize the activities undertaken by both communities and companies in reducing climate and environmental damage. The existence of green financing can be a motivational tool to continue creating a sustainable economic environment. However, it is unfortunate that there is no proper policy in implementing green financing, so there needs to be a breakthrough so that this program can be implemented as well as possible.

NAMA : Neta Tertina Aratri
NPM: 2151031012

In my opinion, Green financing refers to funding provided for environmentally friendly projects and plays an important role in realizing a sustainable economy. Green financing is a concept that aims to create and distribute financial products and services that encourage environmentally friendly investment and sustainable development. Green financing provides opportunities for governments, financial institutions, the private sector, and communities to invest in projects that generate financial returns and positively impact the environment.

Nama : Muhammad Habibie
NPM : 2111031078

From my perspective, Green financing represents a smart way to channel funds into environmentally supportive projects. It's not just an investment in the future of our planet; it's also a promising business opportunity with substantial potential for financial gains. With clear standards and increased awareness, green financing could serve as a primary driver for sustainable economic growth.

Nama: Mayang Arista Widya
NPM: 2151031022

Green financing is an important tool to promote sustainable development priorities and manage environmental and social risks. It involves increasing financial flows from various sectors, including banking, micro-credit, insurance, and investment, to support green initiatives. This can be achieved through regulatory frameworks, public financial incentives, and increased green financing from different sectors.

Nama : Annisa Papuanita Hefiria
NPM : 2111031006

In my opinion, green financing provides significant benefits by supporting sustainable development while reducing negative impacts on the environment. Therefore, environmentally friendly financing can accelerate economic growth and reduce negative impacts on the ecosystem. However, until now understanding of green financing, such as investment in the climate sector, is still limited in efforts to mitigate change. Therefore, the application of green financing in sustainable development also has the potential to improve the quality of the environment

Name: Annisa Nabila Putri
NPM: 2111031048

I think that green financing is an interesting concept and is beneficial for the environment and society. Green financing can be a way to reduce the negative impacts of human activities on nature, such as global warming, ecosystem damage and species extinction. Green financing can also provide opportunities for business actors to improve their reputation and credibility in the eyes of consumers, investors and business partners who care about environmental issues. Green financing requires commitment and consistency from all parties involved, including government, the private sector and civil society.

Nama : Muhammad Tipin Natakusuma
NPM : 2111031004

In my opinion, green financing is increasing the level of financial flows from the banking, microcredit, insurance and investment sectors to sustainable development priorities. The main goal of green financing is to reduce environmental and social risks, unleash opportunities that generate environmental returns and income, and provide greater responsibility. Some ways to implement green financing include Changes in the country's framework to focus on sustainable development priorities, Promote public-private partisanship in funding mechanisms such as green bonds, and Helping community businesses regarding microcredit.

Name: Adella Tiara Rossa
NPM: 2111031082

In my opinion, green financing is an instrumental in advancing sustainable development by allocating resources to eco-friendly projects. This prompts businesses to adopt environmentally conscious methods, fostering contributions to climate change mitigation and the establishment of a more robust and equitable economy. Placing emphasis on green financing aligns financial ambitions with ecological objectives, highlighting the harmony between economic prosperity and environmental stewardship.

Nama : M Rizky Rico Saputra
NPM : 2151031026
Overall, it's commendable that the conversation covers a range of aspects related to Green Financing, from its definition and regulatory aspects to its practical applications and local implications. The emphasis on collaboration and the multi-stakeholder approach is key to effectively implementing and advancing sustainable financing practices.

Nama : Sekar Sabina Larasati
NPM : 2111031074

In my opinion, green financing has a positive impact because it aims to achieve sustainable development. Capital expenditures for more environmentally friendly developments or projects can reduce negative impacts on the environment and social society. Every party that plays a role in development also has environmental and social responsibilities. And with green financing, it means we have committed to continuing to protect and preserve our planet for future generations.